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Junior National Savings Officer Salary in Pakistan 2025 | Allowances and Benefits​

Naseer by Naseer
March 29, 2025
in Salary
Reading Time: 3 mins read
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Junior National Savings Officer Salary

Junior National Savings Officer Salary (BS-11) is approximately Rs 75,527.00/= as a starting salary. The basic pay of these LDC clerks is Rs. 18,650, and the maximum pay they receive is Rs. 57,950, and each of them gets a rate of increment of Rs 1,310 each year. The Junior Patrol Officer Salary In Pakistan 2025 can be found here.

Salary of Junior National Savings Officer Per Month

In Pakistan, junior National Savings Officers (BPS-11) are employed based on the salary structure that they receive when they are used. Listed below is a detailed breakdown of their salaries and other allowances as of 2025 and some other essential details related to it.

Salary Details​ of Junior National Savings Officer

Pay Scale: A Junior National Savings Officer (BPS-11) can expect a monthly salary between Rs 17,470 and Rs 50,170.
Typical Salary: Most Junior National Savings Officers start with a monthly salary of approximately Rs 17,470.
Amount of increment: Every year, officers receive a Rs 1,090 increment, which continues to be a part of their salary progression.

Calculation of Junior Savings Officer’s Total Salary

Using the following formula, a Junior National Savings Officer can calculate their monthly salary as follows:

  • The primary salary ranges from Rs 17,470 to Rs 50,170 per month.
  • The annual increment is Rs 1,090.
You may also be interested in Graphic Designing Salary In Pakistan 2025.

National Savings Officer Additional Allowances and Benefits

The Junior National Savings Officer can receive various allowances and benefits in addition to their basic salary, which may include:

  1. House Rent Allowance (HRA): A percentage of the officer’s basic pay based on location and housing arrangement.
  2. Medical Allowance: An allowance for covering medical expenses each month.
  3. Conveyance Allowance: Amount reimbursed for transportation expenses incurred by the client.
  4. Adhoc Relief Allowance: Adjustment of salaries according to inflation and cost of living announced by the government regularly.
  5. Other Benefits: For example, pension contributions, gratuities, and leave encashment.

Salary Factors for Junior National Savings Officers

Salary for Junior National Savings Officers is influenced by a number of factors:

  • A location is: Salaries vary by region and city where officers are posted. In metropolitan areas, living costs tend to be higher, so allowances are usually higher
  • Expertise and seniority: Initially, junior officers get a specific pay scale, but they can move it up with performance and seniority
  • Policies adopted by the government: The salary structure of government employees can change due to changes in government policies, including changes in budget allocations and salary revisions

Conclusion​ – Junior National Savings Officer Salary in 2025

As a result, Junior National Savings Officers in Pakistan (BPS-11) are paid competitive salaries and adequately supported with allowances and benefits. The salary range reflects the government’s commitment to retaining skilled professionals in the National Savings Department. In the future, economic factors and government policies will influence salary revisions and adjustments.

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